Investing

Every year, as India enters the festive and wedding season, a familiar excitement takes over. Black Friday–Cyber Monday deals, year-end shopping, travel plans, gifting — our screens and streets turn into a parade of irresistible offers. Retailers celebrate record-breaking demand, and consumers celebrate “savings.” But a discount is only meaningful if the purchase itself was […]

The Change No One Can Ignore A powerful shift is unfolding in India’s financial landscape — one led by women who are steadily transforming how wealth is created and managed. Over the past decade, women have moved from being passive savers to active investors, entrepreneurs, and financial decision-makers. Their rising presence in equities, mutual funds,

For centuries, gold and silver have held a special place in the Indian psyche — not just as investments but as emotions, traditions, and symbols of security. From family vaults to wedding gifts, these metals have represented stability in uncertain times. But the question that surfaces once again — especially amidst global volatility — is

In almost every Indian home, there’s a woman who quietly runs the show — managing the household budget, paying bills on time, saving from daily expenses, and ensuring the family never falls short. She is the family’s real CFO. Yet, when it comes to investments, insurance, or wealth creation, she often takes a backseat —

Navratri is not merely a seasonal festival—it is a cultural mirror reflecting deep psychological truths about power, resilience, balance, and renewal. As we honor the nine avatars of Durga, each day offers a symbolic lesson for how one might think about wealth, protection, growth, and purpose. In this essay, I draw on the nine forms

In recent years, there has been growing recognition that financial freedom is not simply a by-product of earning income; it is a deliberate, strategic outcome that must be planned, especially for women. The maxim “financial freedom is personal” highlights something critical: each woman’s circumstances, risks, goals, and social context are different, and thus the wealth

The Government of India recently announced the Next-Gen GST Reform, described as a historic Diwali gift for the nation. Among the many revisions to tax rates, one change stands out for its implications in the sphere of financial planning: the complete removal of GST on life and health insurance premiums, bringing the tax down from

For decades, classical finance assumed that investors are rational agents, consistently making decisions that maximize utility. As stated by Eugene Fama, the Efficient Market Hypothesis rested on the belief that markets incorporate all available information and that individuals act logically in pursuit of wealth maximization. Yet, the reality of financial markets repeatedly contradicts these assumptions.

Every year, the Jain festival of Paryushan concludes with the day of Samvatsari, when Jains seek and grant forgiveness through the phrase: “Micchhami Dukkadam” — “May the misdeeds I have committed be rendered fruitless.” It is a powerful practice of humility, accountability, and renewal. We carry regrets, grudges, and unspoken words that weigh us down

In today’s fast-moving markets, knowledge is more than power — it’s survival. As Benjamin Franklin famously noted, “An investment in knowledge pays the best interest”. In other words, reading is an investment that compounds over time. Harry S. Truman put it bluntly: “Not all readers are leaders, but all leaders are readers”. These wise words